Services at Stanbic bank are tailored to provide exactly what the customers need. It is not just a bank but an institution that look beyond the financial outcome to create more value socially, economically and environmentally.
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As one of Africa’s leading banking institution, the banks presence is very firm and rooted in Ghana. And it provides focused financial services to Ghana.
The ordinary Ghanaian is willing to open a personal bank account at Stanbic bank hence know the types of offers available before he or she heads to the bank
What are the requirements for opening a personal account at Stanbic?
Personal bank accounts at Stanbic Bank can be opened by the following people in all branches of Stanbic bank in Ghana,
- Ghanaian resident in Ghana
- Resident foreigner
- Non-resident Ghanaian (Diaspora / Heartland Account)
Ghanaian resident in Ghana
A Ghanaian who’s stays in Ghana and wants to open a bank account at Stanbic bank must produce these;
- His or her Ghana card
- Passport picture
- Proof of address e.g. GPS address
- Sketch of residence or utility bill not older that 3 months in client’s name
Signature (which must be signed on a plain white paper and uploaded when applying online)
Resident foreigner
A foreigner who is a permanent resident of Ghana and would like to open an account at Stanbic Bank must produce the following;
- His or her traveling passport
- Resident/work Permit
Non-national Ghana card - Passport Picture
- Proof of address e.g. GPS address
- Sketch of residence or utility bill not older that 3 months in client’s name
- Signature (signed on a plain white paper and uploaded)
Non-resident Ghanaian (Diaspora / Heartland Account)
A Ghanaian not living in Ghana and wants to open a personal account with Stanbic bank must have these;
- Traveling Passport
- Proof of Residence / Address Confirmation eg. Utility bill or Drivers license or Bank statement
- Passport Picture
Signature (signed on a plain white paper and uploaded)
What are the personal bank account types?
Personal bank accounts at Stanbic bank are suited to make you happy with the basics and the extra benefits your lifestyle demands.
Their savings and current accounts give you the freedom to manage your money and make payments the way you want.
What extras do they come with?
Personal banks at Stanbic Bank gives customers independence,security, contactless cards and speed
Account Types?
The bank accounts at Stanbic bank are;
- Executive Bank Account
- Achiever Bank Account – Bundled Package
- Achiever Bank Account – Pay-As-You Go
- Private Bank Account
They also provide banking services to Ghanaians in the Diaspora.
Private Bank Account
Private Banking offering is designed to offer you quality banking and wealth advisory services, giving you the attention you deserve. It’s comes with the following;
- Monthly fee of 75GHS
- You must have a minimum net monthly income of 10,000GHS
- You must have a minimum account balance of 500GHS
- Minimum opening deposit of 500GHS
Executive Bank Account
Executive Banking gives you a comprehensive banking package to meet your need for convenience, solutions and benefits. You’ll be charged GHS 35 monthly fee and have GHS35,000 minimum net monthly income.
Achiever Bank Account – Bundled Package
Enjoy the full benefits of Achiever Banking with a secure and convenient way to carry out banking activities for a bundled monthly fee.
Achiever Bank Account – Pay-As-You-Go
For a minimal service fee, you can enjoy the benefits of the Achiever Pay-As-You-Go offering; a secure and convenient way to carry out banking activities.
What is Diaspora Banking Solutions?
This is Stanbic bank’s special solutions, designed for Ghanaians living abroad or emigrating soon. Bank accounts come with unlimited deposits, security,free transfers and no monthly fees.
The banking solutions provided are;Diaspora Current Account,Diaspora Fixed Deposit Investment Account,Developer Construction,Home Purchase,Home Improvement, Equity Release, and Refinancing
Home Improvement
This offer enables Ghanaians in the diaspora to expand, remodel or renovate their existing property.
Equity Release
Enables you to unlock the value in your existing property by taking a loan and using the cash released for a variety of personal needs, including the purchase of another home or prime land, business expansion or funding education.
Refinancing
Internal Refinancing: Enables you to arrange new financing terms such as currency, amount and term of your existing Stanbic Home Loan.
External Refinancing: provides financing to take-over existing home loans from other financial institutions. Cash-Out Refinancing – enables you to access extra money if the value of your property has appreciated over the years.
Developer Construction
Purchase of residential properties from their preferred developers where property you want to buy is still under construction. The bank pays in stages to enable the developer to complete your dream home.
Diaspora Fixed Deposit Investment Account
A Fixed Deposit is an investment account where money is deposited for a fixed period and the interest rate does not change. It offers higher interest rates than ordinary savings accounts and is ideal if you want to save for a specific goal, like a wedding or a holiday.
Diaspora Current Account
A current account for Ghanaians living abroad or emigrating soon. It offers you convenient banking and excellent service with its many free extras. A great value for money
These number of different personal and diaspora accounts can enable you choose what suits your best interest and the one you’re comfortable about.
