Privacy Policy

We do value your privacy! 

InfoMargin (“we,” “us,” or “our”) website address is infomargin.com. We are an independent online publication that brings you the best-curated content about the things you love most.

If you use our Sites and Services, we collect various types of data from you. In some instances, the data will be considered “personally identifiable information,” “personal information” or “personal data” under applicable laws. Generally, this type of data is information that relates to an identified or identifiable individual.

We are committed to protecting your privacy and developing technology that provides you with a powerful and secure online service. The purpose of this Privacy Policy is to plainly and transparently disclose to you how we collect, use and share information, and how we attempt to safeguard the data you provide to us. We are committed to securing data that we collect concerning you (“you”) and complying with applicable data protection and privacy laws.

HOW TO CONTACT US. 

If you have any questions regarding data protection or your rights, please contact us on:
privacy@infomargin.com

PROTECTING YOUR PRIVACY GENERALLY.

TYPES OF INFORMATION WE COLLECT

Through your use of the Sites and Services, we may collect the following types of Personally Identifiable Information from you.

We use cookies and other tracking technologies (such as pixels and web beacons) (collectively, “Cookies”) to collect information as you navigate our websites. “Cookies” are small files of information that are stored by your web browser software on your computer hard drive, mobile or other devices (e.g., smartphones or tablets).

We use Cookies to: (a) estimate audience size and usage patterns; (b) understand and save your preferences for future visits, allowing us to customize the Sites and Services to your individual needs; (c) advertise new content, events and services that relate to your interests; (d) keep track of advertisements and search engine results; (e) compile aggregate data about Site traffic and Site interactions to resolve issues and offer better Site experiences and tools in the future; and (f) recognize when you return to the Site(s).

We set some Cookies ourselves and others are set by service providers. We use Cookies set by service providers to provide us with useful information to help us improve our Sites and Services, to conduct advertising, and to analyze the effectiveness of advertising.

Cookies can be blocked by changing your Internet browser settings to refuse all or some Cookies. If you choose to block all Cookies (including essential Cookies) you may not be able to access all or parts of the Sites. You can find out more about Cookies and how to manage them by visiting www.AboutCookies.org.

You can understand which third parties have currently enabled Cookies for your browser or mobile device and how to opt-out of some of those Cookies by accessing the Network Advertising Initiative’s website or the Digital Advertising Alliance’s website. For more information on mobile-specific opt-out choices, visit the Network Advertising Initiative’s Mobile Choices website.

HOW WE USE YOUR PERSONALLY IDENTIFIABLE INFORMATION 

We use the Personally Identifiable Information we collect to provide the Services to you, to provide you with information and Services, to improve our Services and Sites, and to protect our legal rights. In addition, we may use the Personally Identifiable Information we collect to:

INFORMATION WE SHARE WITH THIRD PARTIES. 

We may share the information that we collect about you in the ways described below. We do not rent, disclose or sell your information to third party companies for their own marketing use without your consent.

THIRD PARTY CONTENT AND ADVERTISING SERVICES.

OPT-OUT AND CHOICES ABOUT YOUR PERSONALLY IDENTIFIABLE INFORMATION 

We respect your privacy and provide ways for you to choose whether to share your information with us or any third parties. You may opt-out of our services.

You may decline to provide information. You have the right to decide not to share information through our sites.

At our discretion and election, we may use generally available third-party services on our Sites, like Google Analytics, AdSense, AdWords, and Google Remarketing. We may also include links or code that integrates with Facebook, Instagram, LinkedIn, and other social media platforms, as well as other web services companies like SalesForce, MailChimp, and others. Each of these third parties has its own data protection and privacy provisions, and detailed descriptions of each third party, the service they provide, and links to their data privacy and protection provisions are available.

Review and request changes to your personally identifiable information. You may use your account to access, correct, or view certain Personally Identifiable Information we have collected and which is associated with your account. You may also contact us at info@infomargin.com, infomargin.com or by using our online form to request information or changes.

Request deletion. You may submit a request to update or delete your information my contacting us at privacy@infomargin.com or by using our online form.

Marketing communications. You may unsubscribe from marketing emails from us by clicking on the unsubscribe link included in the footer of our emails. You also may submit a request to us at mailing@infomargin.com or by using our online form.

HOW YOUR INFORMATION IS PROTECTED.

We have implemented a number of reasonable security methods that are designed to keep your information confidential and secure. It is important that you understand, however, that no commerce solution, website, application, database or system is completely 100% secure or “hacker proof,” and we cannot anticipate all potential misuse of your information. We cannot and do not guarantee the security of any information you provide or otherwise transmit to us, and your use of one or more of our Sites indicates that you are willing to assume this risk. We have implemented the following steps:

Secure operating environments. We store your information in secure operating environments that are protected from the public and that we only allow authorized Approved Colleges employees and agents/contractors to access on a need-to-know basis. We follow generally accepted industry standards to protect personal information; however, no method of transmission over the Internet, or method of electronic storage, is 100% secure. Therefore, we cannot guarantee its absolute security.

Prior authentication for account access. We require individuals with registered accounts to verify their identity (e.g., email address, password) before they can access or make changes to their account information. This helps prevent unauthorized access to your account.

Measures we expect you to take. It is important for you to also play a role in keeping your information safe and secure. When signing up for an online account, please be sure to choose an account password that is hard for others to guess and never reveal your password to anyone else. If you use a shared or public computer, never choose to have your email address or password remembered and make sure to log out of your account every time you leave the computer. You should also make use of any privacy settings or controls we may provide you in our website community areas.

DATA RETENTION

We will store your information for as long as you are a Site user, our performance of the Services requires, and as long as our ethical or legal obligations require. We may keep records of transactions with you for a period of up to seven (7) years to comply with the IRS requirements.

ACCESSIBILITY.

We are committed to ensuring this Privacy Policy is accessible to individuals with disabilities.  If you wish to access this Privacy Policy in an alternate format, or would like to report an issue you are experiencing, please email us at privacy@infomargin.com You expressly agree to attempt to resolve any and all issues with accessibility directly with us and in good faith prior to instituting any legal action against us.

NOTICE TO CALIFORNIA RESIDENTS.

This notice reflects our good faith understanding of the California Consumer Privacy Act (“CCPA”), other California privacy laws and our current data practices. However, the CCPA implementing regulations are not yet final and there are varying interpretations of the law’s requirements. We may update our practices and this notice as the CCPA continues to develop and we continue to develop our compliance program.

This Notice to California Residents (“Notice”) applies to “Consumers” as defined by the CCPA and is a supplement to the other sections of our Privacy Policy. This Notice covers our collection, use, disclosure, and sale of California Consumers’ “Personal Information” (“PI”) as defined by the CCPA. Some of the data we collect and process is not subject to CCPA consumer rights. For example, we collect and process the following types of information that is currently exempted to some degree from the CCPA: (a) business-to-business information; (b) employee or personnel information; and (c) publicly available information (as defined by the CCPA).

COLLECTION AND USE OF PERSONAL INFORMATION

As set forth in Section 4 above, we collect certain categories of Personal Information from and about our consumers, including California Consumers. During the last twelve months, we have collected Personal Information described in Section 4 from California Customers for the purposes set forth in Section 5 and may have disclosed such data to the categories of recipients set forth in Section 6.

SOURCES OF PERSONAL INFORMATION 

We receive Personal Information from the information that you and others provide, your device(s), and from our partners. The categories of sources from which we’ve collected or received Personal Information include:

  • You: We collect the content, communications, and other information you provide when you interact with us, our Site(s) and our social media accounts, including when you sign up for an account, and message or communicate with us. We collect information about how you interact with our Sites, and the time, frequency, and duration of your activities.
  • Other people: We may also receive and analyze content, communications, and information about you that other people provide when they use our Sites, such as when someone submits a request on our Site(s) on your behalf.
  • Your device(s) and technology: We collect information from and about the computers, phones, connected TVs, and other web-connected devices you use that integrate with our Sites, and we may combine this information across different devices you use.
  • Partners & Service Providers We may receive information about you from our online degree program partners or others who assist us in providing information and fulfilling orders. We may also share information with our service providers, such as schools, advertising providers, data analytics providers, and others identified above.

YOUR RIGHTS 

Under the CCPA, you have the following rights:

Right to Know: You have the right to request that we disclose to you the Personal Information we collected about you in the 12-month period preceding your request.  This right includes the right to request: (1) specific pieces of PI we have collected about you; (2) categories of PI we have collected about you; (3) categories of sources from which the PI was collected; (4) categories of PI that we sold or disclosed for a business purpose about you; (5) categories of third parties to whom your PI was sold or disclosed for a business purpose; and (6) the business or commercial purpose for collecting or, if applicable, selling your PI.

Right to Request Deletion: You have the right to request that we delete the Personal Information that we have collected from you.  Note that if you request that we delete your information, we may be unable to provide you with certain Services and you may become ineligible for some of our programs.  Removal of personal information will be processed within 60 days of your request. All requests are subject to our data retention policy whereby backups are stored for up to twelve months.

Right to Opt-Out of the Sale of Personal Information:  You have the right to direct us to stop selling your Personal Information. The CCPA defines “sell” to mean selling, renting, releasing, disclosing, disseminating, making available, transferring, or otherwise communicating orally, in writing, or by electronic or other means, a California resident’s Personal Information to another business or a third party for monetary or other valuable consideration.

Right to Non-Discrimination: We will not discriminate against you for exercising any of your CCPA rights.

How to Exercise Your Rights: 

To exercise your “right to know”, “right to opt-out of sale” or your “right to request deletion,” email us at privacy@infomargin.com or fill out our web form here.

Please note that to protect your information, we may need additional information from you to verify your identity before processing your request.

Under the CCPA, you may exercise these rights yourself or you may designate an authorized agent to make these requests on your behalf. We reserve the right to request that your authorized agent have written permission from you to make requests on your behalf and may need to verify your authorized agent’s identity.

NOTICE TO RESIDENTS OF THE EUROPEAN ECONOMIC AREA

We do not operate in the European Economic Area and do not target or market our App or Services to individuals in the European Economic Area. However, to the extent the General Data Protection Regulation (“GDPR”) may apply to you, you have certain rights. The GDPR allows us to collect and use personal information from individuals within the European Economic Area only for one or more of the following reasons:

If you reside in the European Economic Area and we have a business or commercial reason to use your personal information, this is considered a legitimate interest.  We will tell you what that interest is in this Privacy Policy or any privacy notice provided to you at the time of the collection of the information.  We will not use your personal information if such use is against your own interest.

The GDPR and other regulations treat some types of sensitive personal information as particularly sensitive, including information about racial or ethnic origin, sexual orientation, religious beliefs, trade union membership, health data and criminal records.  We will not collect or use these types of data without your consent unless the law allows us to do so.  If we do, it will only be when necessary for reasons of substantial public interest or to establish, exercise or defend legal claims.

If you reside in the European Economic Area, you have a number of rights under data protection laws in relation to the way we process your personal data.  These are set out below.  You may contact us directly to exercise any of these rights, and we will respond to any request received from you within one month from the date of the request.  In very exceptional circumstances we may need to extend this timescale, but we will always tell you in advance if we do, and our reasons why. Right to Non-Discrimination: We will not discriminate against you for exercising any of your CCPA rights.

How to Exercise Your Rights 

To exercise your “right to know”, “right to opt-out of sale” or your “right to request deletion,” email us at privacy@infomargin.com or fill out our web form here.

Please note that to protect your information, we may need additional information from you to verify your identity before processing your request.

Under the CCPA, you may exercise these rights yourself or you may designate an authorized agent to make these requests on your behalf. We reserve the right to request that your authorized agent have written permission from you to make requests on your behalf and may need to verify your authorized agent’s identity.

Changes to this Policy

We may need to modify this privacy policy from time to time to reflect our current privacy practices, so please check back to view any changes. When you register or submit your email address on any of the Sites, you acknowledge receipt of this privacy policy and agree to receive future notices about it online as well as check from time to time.

We make this policy continuously available online. We may inform you of material modifications to this policy in the future by posting changes on the Sites and/or sending you an email notification where appropriate.

This privacy policy document outlines the types of personal information that is received and collected by us and how it is used. Continuing to use our website or services indicates you agree to our terms and policy.