Agricultural Development Bank: Services And Products

Agricultural Development Bank (ADB) Limited is a world-class bank offering a full range of banking products and services in Consumer, Corporate, Parastatals or Public Sector, SME, Agriculture, Trade and E-Banking services. Its business focus is growing a strong customer-centric bank, providing profitable and diversified financial services for a sustained and reasonable contribution to agricultural development and wealth creation in Ghana and the world.

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The Agricultural Development Bank also is known for universal banking with a developmental focus on Agriculture entrepreneurialism.

What are the banking services and products offered by ADB?

The Agricultural Development Bank offers five major customer services namely

Retail banking
Corporate banking
Agric Finance
SME banking
Treasury management

Treasury Management

The Agricultural Development Bank and its team of knowledgeable and experienced personnel have tailored a highly competitive ADB treasury which encompasses:

Foreign Exchange: FX spot,Forwards and Swaps of all major currencies
Investment which entails Call accounts and Fixed Deposit
Fixed Income and Government of Ghana Securities
Custody Service
Cash Management Services

SME Banking

This service is provided on a short and medium terms. It includes:

SME short term loans of up to 12 months which is to support commercial activities
SME medium term loans which lasts between 18-36 months and its focus is on expansion of business operations and funding of working capital
Inventory financing facilities which offer a working capital support as payment to suppliers
Import and export financing with main focus on enhancing trade

Corporate Banking

Services provided by ADB’s team of specialists in this category are:

Foreign Currency Account which enables customers to receive payments and manage foreign exchange for overseas markets
Client Currency Account which allows instant access with tiered interest rates and also foresees the earning of interest on EUR or USD on deposits with minimum balance (Local or Offshore deposit)
Clients Deposit Account which safeguards clients’ deposits (funds) in a separate or pooled account
Schools and Colleges Account which are designed for free banking for schools and colleges with no turnover limits.
Community Account which is tailored for free banking for clubs, societies and charities with an annual turnover and also available to churches, executors.

Retail Banking

ADB’s retail banking has been curated to provide more than receiving and paying money. It is designed specially for individuals, churches, businesses, societies and schools with features like: